Credit Protection Resources
iDefend® gives you 24/7 online access to expert guidance, tools and resources to help you understand, manage and protect your credit.
-
Credit Report Review & Correction
In addition to catching signs of credit identity theft, you should also be looking for errors in your reports. It is widely estimated that as many as 70% of all consumer credit reports contain errors, and 25% of these may be so inaccurate that you may be rejected for a loan or even employment.
-
Credit Report Disputes
Fraudulent, erroneous, and outdated information reported in your credit file can have a significant negative impact on your credit score and your finances. If you discover such information, we'll show you how to leverage the Fair Credit Reporting Act (FCRA) to correct or dispute inaccurate or fraudulent information from your credit reports. Of course, iDefend provides full restoration services in the event of identity theft or fraud.
-
Credit Fraud Alerts & Freezes
Self-help guidelines for proactively placing a "fraud alert" or "credit freeze" on your credit file if you want to lock down your credit even before you ever have an identity theft problem. Of course, we’ll do this for you anytime you believe you have an identity theft problem.
Credit Monitoring (included with iDefend® Elite)
Protecting your good credit and guarding against credit fraud is a critical component of protecting your identity. iDefend monitors your credit daily for suspicious or fraudulent activity and gives you online access to your credit report and score.
-
Online Credit Report Access
You'll get instant online access to your current credit report and score upon enrollment and activation.
-
Credit Monitoring Alerts
You'll be notified immediately whenever there's a change to your credit record, including new accounts opened, credit inquiries, change of address, and other changes that could be an indication of credit fraud or identity theft.
Note: Pursuant to the FACT Act and separate from the reports we provide, you are entitled to receive your own free credit reports every 12 months from each of the three main national credit reporting agencies by visiting www.annualcreditreport.com or by calling 1-877-322-8228.